Installment Loan

With QNB products and offering package, you can:

  • Finance the renovation of your house.
  • Cover expenses related to the purchase of house equipment and appliances.

Target customers

  • Salaried or non salaried customers.

Features

  • Maximum Loan Amount: From TND 30,000 to TND 40,000
  • Wage ceiling: Depending on the salary or income
  • Maximum Loan Tenor: Max 5 years
  • Reply time: Max. 5 working days

Required documents

  • Signed and completed Application Form
  • Tunisian ID card/professional ID card
  • Salary certificate addressed to QNB (not older than 90 days) or retirement pension certificate for retirees
  • Statement of income for non salaried customers (last two years)
  • Bank statements of the last three months
  • Cost estimate for the works to be performed

Granting conditions

  • Salaried customers tenured in their current position
  • Irrevocable domiciliation of salaries addressed to QNB (not older than a month) or assignment of salaries (Retirement pension for retired people).
  • Collateral or personal security, if required by QNB. 

Benefits

  • Easiness of getting a Installment Loan if a cost estimate is provided.
  • May be complementary to a Housing Loan, depending on the customer's repayment ability.
  • To refit your house, buy new furniture or household appliances.
  • Attractive loan amount and Maximum Loan Tenor. Low personal contribution: only 20% of the total amount of the loan.

Market Data

Last Update : Monday 19 July 2021